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Retirement
1. Sun Maxilink 100
Sun MaxiLink 100 is an affordable investment-linked life insurance plan that enables you to build a fund for a comfortable retirement. Alongside the lifetime insurance protection it provides, Sun MaxiLink 100 offers investment options that will allow your money to grow over time, which you can use to enjoy your golden years.
Key Features:
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LIFETIME INSURANCE COVERAGE
*Guaranteed life insurance protection equivalent to the plan’s Face Amount until age 88.
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FUNDS FOR FUTURE NEEDS
*Build funds for a comfortable retirement, or an important life milestone. In case of an emergency, money comes in handy via a partial fund withdrawal.
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MANAGEABLE PREMIUM PAYMENTS
*Make payment more convenient depending on your goals. You may choose to pay your premiums annually, semi-annually or quarterly on a regular basis. You may also opt to increase your fund's value anytime through top-ups or excess payments on top of your regular premium.
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AVAILABLE RIDERS:
*Accidental Death Benefit, Accidental Death, Dismemberment, and Disablement Benefit, Total Disability Benefit, Critical Illness Benefit, Hospital Income Benefit, Waiver of Premium Upon Death / Waiver of Premium upon Death or Disability for child insured.
***If you want a bigger coverage, you just simply need to increase your monthly /annual investment to increase your insurance coverage and fund value.
2. Sun Maxilink One
Sun MaxiLink One is an investment-linked life insurance plan that provides financial security and the flexibility to choose where your money will be invested to maximize your money’s earning potential. It also has NO UPFRONT charges that gives you the opportunity to fully invest your money for faster fund accumulation. This is ideal for people who want the convenience of paying one-time and insurance protection while building their money for a more comfortable retirement.
Key Features:
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LIFE INSURANCE COVERAGE
Secure your loved ones' future with guaranteed life insurance benefit equivalent to at least your plan’s Face Amount, which goes to your family in the event of untimely demise. The amount can be used to help your family in their daily expenses and to ensure that they can still fulfill the dreams you have planned together.
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FLEXIBLE INVESTMENT OPTIONS
Choose among the investment fund options that address to your different investment objectives and risk appetite.
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PROFESSIONAL FUND MANAGEMENT
Take advantage of Sun Life’s professional fund managers’ investment experience and expertise.
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NO UPFRONT CHARGES
Allow your investment to grow faster since there are no upfront premium charges. Your money is fully invested to achieve maximum potential returns.
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CONVENIENT ONE-TIME PAYMENT
Enjoy the convenience of paying one-time while securing your loved ones.
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LOYALTY BONUS
Keep your policy active for at least 10 years and reap rewards in the form of Loyalty Bonus. The bonus can be used as an additional source of fund to boost your investment or simply to help you achieve your dreams faster. Loyalty bonus is not guaranteed and depends on several factors including the fund’s average monthly balance.
3. Sun Smarter Life Elite
SUN Smarter Life Elite is a protection and savings plan that provides double life insurance coverage throughout your lifetime, helping you achieve a worry-free retirement. Alongside the insurance protection it provides, you are also entitled to receive guaranteed cash benefits which can be a source of income during your golden years.
Key Features:
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LIFE INSURANCE COVERAGE
Make a smart move and ensure your family’s future no matter what happens. This product provides life insurance coverage equal to double the Face Amount from Day 1 until you reach 100. Enhance your plan with the addition of riders or supplemental benefits which provide added protection for contingencies such as accidents, disability and illnesses.
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LIFETIME GUARANTEED CASH BENEFITS
Enjoy guaranteed cash benefits for life starting at the end of the sixth year and every two years onwards. You may also choose to leave your cash benefits to accumulate and be available for future needs.
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LIVING BENEFITS
Use your policy as an alternative source of funds in case of emergencies or immediate need for cash. Instead of borrowing from various financial institutions or giving up your priced possessions in exchange for money, you may use your guaranteed cash value and avail a policy loan. A portion of your coverage may also be given in case of a terminal illness.
What’s more, the non-guaranteed dividends which your policy may earn can be availed as a cash benefit that can be used to pay future premiums or purchase additional coverage. Dividends can also be left to accumulate.
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FLEXIBILE PREMIUM PAYMENTS
Make payment more convenient depending on your goals. Pay regularly or you can opt for a shorter guaranteed payment period of 5 or 10 years only. You may choose to pay your premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.
***Details sourced from the official website of Sun Life Financial Philippines: www.sunlife.com.ph
JOANNA SALAYO
Your Licensed Sun Life Financial Advisor
for Life
WALK IN
Laurelwood New Business Office
2/F ACE Bldg., 101 Rada St.
Legaspi Vill., Makati City
